This section adds a new section to an existing chapter 48.43. Here is the modified chapter for context.
When calculating an enrollee's contribution to any applicable cost-sharing requirement, a health carrier offering a health plan with a pharmacy benefit, or a health care benefit manager administering benefits for the health carrier, shall include any cost-sharing amounts paid by the enrollee directly or on behalf of the enrollee by another person for a covered prescription drug. Any cost sharing or reductions made for an enrollee's benefit or towards an enrollee's applicable cost-sharing requirement shall be applied in full at the time it is rendered and wholly towards the enrollee's out-of-pocket costs, deductible, cost sharing, out-of-pocket maximum, or similar enrollee obligation.
The commissioner may adopt any rules necessary to implement this section.
This section applies to health plans issued or renewed on or after January 1, 2023.
This section does not apply to a qualifying health plan for a health savings account to the extent necessary to preserve the enrollee's ability to claim tax exempt contributions and withdrawals from the enrollee's health savings account under internal revenue service laws, regulations, and guidance.
For purposes of this section:
"Health care benefit manager" has the same meaning as in RCW 48.200.020.
"Person" has the same meaning as in RCW 48.01.070.
This section modifies existing section 41.05.017. Here is the modified chapter for context.
Each health plan that provides medical insurance offered under this chapter, including plans created by insuring entities, plans not subject to the provisions of Title 48 RCW, and plans created under RCW 41.05.140, are subject to the provisions of RCW 48.43.500, 70.02.045, 48.43.505 through 48.43.535, 48.43.537, 48.43.545, 48.43.550, 70.02.110, 70.02.900, 48.43.190, 48.43.083, 48.43.0128, section 1 of this act, and chapter 48.49 RCW.